Vehicle Finance Calculators Hub

Empowering South African car buyers with smart financial tools and local market insights

Affordability Calculator

🎯 Calculate your ideal vehicle budget

Based on South African income patterns and lending criteria

Quick Tip: Banks in SA typically approve vehicle finance up to 35% of your gross monthly income, minus existing debt commitments.

Rent-to-Own Analysis

📊 Compare rental vs. ownership costs

Popular alternative financing option in South Africa

SA Market Alert: Rent-to-own agreements can cost 30-50% more than traditional financing. Always compare with bank loans first!

Trade-In Calculator

💰 Maximize your trade-in value

Understand break-even points and market values

SA Advantage: South African dealers often offer better trade-in values during model year-end sales (March-April and September-October).

Affordability Calculator

Determine your ideal vehicle budget based on South African lending criteria

Gross Monthly Income (ZAR)

Total Monthly Debt Repayments (ZAR)

Estimated Interest Rate (%)

Loan Term (Months)

Rent-to-Own Analysis

Analyze the total cost of rent-to-own agreements in the South African market

Monthly Rental Payment (ZAR)

Contract Term (Months)

Upfront Deposit / Fee (ZAR)

Estimated Retail Value of Car (ZAR)

Trade-In Calculator

Maximize your trade-in value with South African market insights

Dealer’s Trade-In Offer (ZAR)

Outstanding Loan Balance (ZAR)

Estimated Private Sale Price (ZAR)

Disclaimer: The tools on this page provide estimates based on the information you provide and standard formulas. They are for informational purposes only and do not constitute financial advice. Actual terms offered by lenders or dealers may vary. Please consult with a qualified financial advisor before making any decisions.